Slowly but surely paying with cards is getting faster, easier Chris McGinnis Updated 10:04 am PST, Tuesday, February 26, 2019 Does this contactless card logo look familiar to you? If not, it will soon. Does this contactless card logo look familiar to you? If not, it will soon. Photo: Visa Photo: Visa Image 1 of / 18 Caption Close Image 1 of 18 Does this contactless card logo look familiar to you? If not, it will soon. Does this contactless card logo look familiar to you? If not, it will soon. Photo: Visa Credit card technology transition is trying for travelers 1 / 18 Back to Gallery TravelSkills on SFGate is brought to you by Visa . When traveling in other countries, I … [Read more...] about Credit card technology transition is trying for travelers
Surge credit card login
For most Americans, credit card debt is a way of life
Lisa Real got her first credit card when she was 18 years old -- and she has had credit card debt ever since then. For about 14 years, the 32-year-old made the minimum monthly payment for everything from dinners out to home repairs. While Real prided herself for never missing a payment, she had racked up $20,000 in debt by October of last year across six credit cards. When she logged in to her accounts, she saw it would take her 22 years to finish paying down that debt."Honestly, I thought I'd be dead before paying off the payments," Real said.For many Americans, credit card debt is the unfortunate gift that keeps on taking, especially as interest accrues on minimum payments. If you're like 39 million cardholders, you've likely carried a credit card balance for at least the past two years, according to a new CreditCards.com survey released Thursday. More than half of cardholders had debt for at least one year and carried a balance on at least one card. Another 8 million … [Read more...] about For most Americans, credit card debt is a way of life
What really matters with your first credit card
Updated 7:36 am PDT, Tuesday, August 14, 2018 Photo: Elise Amendola, AP Image 1of/1 CaptionClose Image 1 of 1 FILE- In this June 15, 2017, file photo, credit cards are seen in Haverhill, Mass. A starter credit card is just that, a start. Used responsibly, it’s a way to build a positive credit history, which will help you with things like getting a better deal on a mortgage or cheaper car insurance; and it will help you qualify for a card with better terms down the road. less FILE- In this June 15, 2017, file photo, credit cards are seen in Haverhill, Mass. A starter credit card is just that, a start. Used responsibly, it’s a way to build a positive credit history, which will help ... more Photo: Elise Amendola, AP What really matters with your first credit card 1 / 1 Back to Gallery Getting your … [Read more...] about What really matters with your first credit card
5 tips if you’re packing a credit card for college
Susan Tompor Detroit Free Press Published 11:30 p.m. UTC Jul 19, 2018 Back in 2009, college students seemed to have a love affair going on with their credit cards. About 84 percent of college undergraduates had at least one credit card, according to a study then from Sallie Mae. Seniors were graduating with an average credit card debt of more than $4,100 in 2009, up from about $2,900 in 2004. By 2016, only 56 percent of college students were carrying credit cards, according to another Sallie Mae report called "Majoring in Money." Credit was tougher to get after the financial fallout and more restrictions were put in place in 2010 when it came to issuing credit cards to consumers younger than 21. Lately, college students are seeing offers pop up in the mail from cards, like Discover it Student Cash Back, or credit card offerings from their own banks or credit unions. Credit is out there, possibly with a parent as a cosigner. "Banks are sending card offers … [Read more...] about 5 tips if you’re packing a credit card for college
Macy’s data breach exposes customers’ credit card info
Macy's says cyberthieves hacked the accounts of thousands of the retailer's online customers, compromising people's full names as well as their credit card numbers and expiration dates. The attack, which occurred over roughly six weeks between the end of April and the beginning of June before being shut down, affected consumers registered on Macys.com or Bloomingdales.com. Logins and passwords were taken from sites unrelated to the retailers and then used to access data on both sites. "We are aware of a data security incident involving a small number of our customers," a Macy's spokesperson said in a statement to CBS MoneyWatch. "We have investigated the matter thoroughly, addressed the cause and, as a precaution, have implemented additional security measures." Customers potentially impacted by the breach have been notified and offered free consumer protection services, the retailer said. The incident follows a slew of major companies being targeted by hackers, including Hudson … [Read more...] about Macy’s data breach exposes customers’ credit card info