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Investors should follow a 3-step process before making the pick Should I invest in this this covered bond? Should I go for the small cap AIF that my relationship manager suggested? How about this secured bond sold on a new platform that delivers 11%? When confronted with these questions on newer products that float in the market, our question to our investors is — how many investment products do you really need? If you’re expecting that I put a number to this, saying 3, 5 or 10 products, that’s not what I am suggesting. It is simply knowing whether you need a particular product for your specific situation and your time frame of investing. This can be done in three steps. The three steps The first is to decide whether you need regular income from your investment or you need your money to grow, or if you simply want to preserve your capital. Second, if you fix some time frame for each of your requirements, it will further help filter products. For example, you could decide … [Read more...] about How to choose an investment product

Soaring inflation, supply-chain issues and the hit from the Ukraine war will bring an end to the growth boom India's IT services industry enjoyed during the pandemic, J.P.Morgan analysts said on Thursday as they downgraded the sector to "underweight". The $194-billion sector, whose software services helped businesses adopt to pandemic-era practices of online shopping and remote working, is facing a demand slowdown this year as employees return to offices and the Russia-Ukraine war weighs on spending from clients in Europe. "We see peak revenue growth behind us and EBIT margins trending down from inflation, mean reversion," JPM said. "While the bottom-up outlook remains positive from most Services, Software and SaaS names YTD, and the tech spending cycle remains buoyant structurally, we feel there are more downside risks to current earnings assumptions." The brokerage expects the slowdown to worsen in 2023 partly due to a potential decline in orders from the key market of United … [Read more...] about J.P. Morgan downgrades India’s IT sector as pandemic boom fades

The summit redefined the Korea-U.S. alliance, going beyond security to cover technology and global partnership. Although Seoul has tried to push bilateral ties to a new level, an economic and comprehensive alliance has been proclaimed for the first time. Korea, which mostly relied on U.S. for security, is on a more equal footing through technology backing. Biden devoted his first and last day in Korea to Samsung Electronics and Hyundai Motor. He would have been happy to return home with a $10-billion investment package from Hyundai, but a U.S. president seeking out Korean businesses is also something for the Korean people to be proud of. The security alliance has also been enhanced. The high-level Extended Deterrence Strategy and Consultation Group which was briefly operated during the Park Geun-hye administration was revived. The platform enabling the two allies to coordinate closely on the deployment of U.S. strategic assets could be a protection against the North Korean nuclear … [Read more...] about First steps to sucess

Republican Ohio Rep. Dave Joyce introduced a resolution Thursday to find out all information about the Department of Homeland Security’s (DHS) recently paused “Disinformation Governance Board,” which was set to be led by Nina Jankowicz. The Daily Caller first obtained the resolution, which Florida Republican Rep. Byron Donalds has co-sponsored. The resolution was introduced after Jankowicz drafted a resignation letter Tuesday. It calls for copies of all documents, memoranda, advisory legal opinions, notes from meetings, audio recordings, records (including phone calls and email records), correspondence, and other communications, or any portion of any such communications that have to do with the “Disinformation Governance Board.” The resolution seeks to help lawmakers get to the bottom of how the idea of a “Disinformation Governance Board” was created, who decided who would run it and more. (RELATED: EXCLUSIVE: House Republicans Introduce Legislation To Defund Biden’s … [Read more...] about EXCLUSIVE: Amidst Pause, House Republicans Make Big Move To Get To The Bottom Of Disinformation Governance Board

Photographs by Tony Luong O n a Friday afternoon in mid-April, Gladys Vega received a disturbing message: A woman hospitalized with COVID-19 needed food for the 11-year-old daughter she’d left at home. Worried that the girl would go hungry, Vega rushed out of her office and into the tangle of downtown Chelsea, Massachusetts, a 1.8-square-mile city across the Mystic River from Boston. The 52-year-old Vega, wearing a black tracksuit, a highlighter-yellow T-shirt, and a little bit of matching eye glitter, jumped out of the car so quickly, I could barely keep up. She approached a narrow brick apartment building and asked the people on the stoop to open the front door. “You don’t have to worry; I’m not immigration,” Vega said in Spanish. “Let me in.” Vega was accustomed to convincing fearful Chelsea residents to trust her. More and more restrictive federal immigration measures had motivated some locals—day laborers, food-factory workers, janitors, and other employees now deemed … [Read more...] about How Fear Spreads the Coronavirus

The Taliban have begun enforcing an order requiring women newsreaders to cover their face on air. It announced the rule on Thursday and only a handful of programmes complied, however on Sunday most were seen covered up. Several male newsreaders were later pictured wearing a black face mask in an act of apparent solidarity. The vice and virtue ministry is enforcing the rule after Afghanistan's information and culture ministry issued a statement last week calling the policy "final and non-negotiable" . Twitter Due to your consent preferences, you’re not able to view this. Open Privacy Options "It is just an outside culture imposed on us forcing us to wear a mask and that can create a problem for us while presenting our programs," said TOLOnews presenter Sonia Niazi. Advertisement Twitter users posted images of her male colleague, Sebghat Sepehr, presenting the evening news in a black mask, while a journalist on 1TVNewsAF did the same. … [Read more...] about Afghanistan: Taliban force women newsreaders to wear face coverings – as male colleagues act in solidarity