Anyone dealing with a retirement account probably has heard the term "rollover," (or as a verb, "roll over"). An individual who has left employment and moved a 401k account balance to a new retirement plan or an individual retirement account (IRA) has engaged in the rollover of an account. There are several kinds of transfers of retirement accounts and IRAs that commonly are referred to as rollovers. This summary describes the various types of transfers that fall under the term "rollover."Rollover by Account OwnerA distribution of all or a portion of the balance to the credit of an employee in a retirement plan can be rolled over to another qualified plan or an IRA. The rollover must be made within 60 days. The IRS can waive the 60-day requirement for good cause. A rollover is not available for amounts required to be distributed under the minimum distribution rules or payments being received under a form of elected annuity distribution.Strictly speaking, a rollover indicates an actual … [Read more...] about Retirement Account Rollovers
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The world is closely watching a federal case in the Northern District of California where a mobile news and reviews resource company, PhoneDog, is suing a former employee Noah Kravitz (or independent contractor, depending on what news report you read) over who owns a Twitter account that was started in association with PhoneDog, and is now being used by Kravitz as his own Twitter account. The issues drawing so much attention include who owns a social media account – the employee who posts on it, or the employer on whose behalf the employee was posting. The other issue is what value, if any, can be placed on Twitter followers (or, by analogy Facebook likes), when social media attracts people who are portable and not "owned" by the social media account. As will be discussed more fully below, PhoneDog does not enter court with the best of facts in order to decide these larger issues of interest to employers and the social media community. However, the … [Read more...] about Do Your Social Media Accounts Belong To Your Business? Why Worry, When There Are Safeguards You Can Take Now
The internet is riddled with long-forgotten accounts on social media, dating apps and various shopping sites used once or twice. Sure, you should delete all those unused logins and passwords. And eat your vegetables. And go to the gym. But is it even possible to delete your zombie online footprints — or worth your time to do so? Earlier this month, a little-used social network notified its few users that it will soon shut down. No, not Google Plus; that came five days later, following the disclosure of a bug that exposed data on a half-million people. The earlier shutdown involved Path, created by a former Facebook employee in 2010 as an alternative to Facebook. Then there's Ello sending you monthly emails to remind you that this plucky but little-known social network still exists somehow. It might not seem like a big deal to have these accounts linger. But with hacking in the news constantly, including a breach affecting nearly 30 million Facebook accounts, … [Read more...] about Is it Worth the Trouble to Delete Old Online Accounts?
Kate McCann Senior Political Correspondent Follow 14 August 2018 • 3:38pm The Labour leader's habit of refusing on-the-record comments is bad for us all Context is everything to a journalist, especially one specialising in politics. Without context, for example, it becomes difficult to understand whether Conservative MPs really are about to challenge Theresa May's leadership or if a small group is testing the water in the hope others will follow. It's why being able to speak to advisers, politicians and civil servants on a background basis – where what they say won't be directly quoted but can be used to inform the story – is so essential to the job. But there is an understanding between journalists and their subjects that a background chat is followed by an "on... To continue reading this article Start your free trial of Premium Access all Premium articles Subscriber-only events Cancel any time Free … [Read more...] about Jeremy Corbyn is hard to hold to account when his spin doctors won’t answer your questions
When you encounter a website or mobile app that requires you to log in or register, do you use your social media account to do so? If you answered “yes,” you are part of a growing majority according to a Gigya survey, which found that social login use is on the rise as a result of consumers’ demands for convenience.Gigya provides social login technology to web sites and mobile app developers. For its 2014 State of Consumer Privacy & Personalization survey, Gigya surveyed 2,000 US and 2,000 UK adults ages 18 to 55 about their social login usage. According to the survey, 77% of US respondents (up from 53% in 2012) and 60% of UK respondents have logged into a website or mobile app using a social network account. Unsurprisingly, the top two reasons driving respondents’ use of a social login are:“I don’t want to spend time filling in registration forms” (53% of US respondents, 60% of UK respondents)“I … [Read more...] about “Convenience is King” When it Comes to Social Login Usage