Sarah Skidmore Sell, Ap Personal Finance Writer Updated 5:57 pm PDT, Thursday, August 23, 2018 FILE - In this Jan. 11, 2016, file photo, specialist Anthony Rinaldi is silhouetted on a screen at his post on the floor of the New York Stock Exchange. The economy is growing, the stock market is soaring and unemployment remains low. It’s the perfect time to prepare for the worst. less FILE - In this Jan. 11, 2016, file photo, specialist Anthony Rinaldi is silhouetted on a screen at his post on the floor of the New York Stock Exchange. The economy is growing, the stock market is soaring and ... more Photo: Richard Drew, AP FILE- In this July 3, 2017, file photo a man and woman walk under trees down a path at Alta Plaza Park in San Francisco. Housing should, first and foremost, be treated as a place to live and not an investment, said Mark Fleming, chief economist for First American Financial Corp. All the … [Read more...] about Improve your financial picture ahead of potential downturn
Increase your financial iq pdf
Hug your financial advisor, not the taxman!
I KNOW a doctor who treated a farmer recovering from a mild heart attack. The farmer wouldn't take exercise, because he reckoned we are born with a certain number of breaths allocated to us – and when you've run out of breaths, your time is up. And you can't argue with that.His financial adviser would add: you can't afford to run out of money, either. This is why our pensions are so important.However, it would appear that many of us are throwing away part of our pension savings in totally unnecessary and avoidable payments to the taxman.It reminds me of a very good question financial planners often ask their clients: “Do you love the taxman more than you love your own family?”A new report from Prudential tells us that one in 10 of those planning to retire this year intend to withdraw all their pension savings in one lump sum, rather than taking them in smaller amounts over several years.As a result, a fifth of those people (20 per cent) may incur avoidable tax bills … [Read more...] about Hug your financial advisor, not the taxman!
Do you feel dizzy when you stand up? It increases your chance of dementia and strokes
DO you always feel dizzy when you stand up? That "head spin" feeling you usually get from springing to your feet too quickly could actually increase your risk of killer diseases. People who feel faint when they stand up are twice as likely to suffer a stroke, a new study found. Light-headedness was also linked to a 54 per cent higher risk of dementia. The spinning sensation is caused by a sudden drop in blood pressure, which can actually cause some people to faint. It's medically known as orthostatic hypertension (OH). American researchers analysed data on 11,709 healthy people with an average age of 54. They asked the volunteers to lie down for 20 minutes and then stand up in a smooth, swift motion. Their blood pressure was measured before and after standing up. Those who recorded a big drop were more likely to suffer a stroke or dementia within 25 years. LOW BLOOD PRESSURE PROTECTS YOUR BRAIN AS YOU AGESLASHING blood pressure in old age can drastically slow mental … [Read more...] about Do you feel dizzy when you stand up? It increases your chance of dementia and strokes
Open up more than the books with your financial adviser
You found a good financial planner to help you manage money and achieve your goals. Congratulations, that's a big step.Now comes a leap — opening up about money. There's a reason it's called "personal" finance. Almost everything about your life can influence your financial decisions, so get ready to talk about more than dollars and cents."The more open our clients can be, the better the planning we can do for them," says Emilie Schaffer, a certified financial planner and associate wealth adviser with Buckingham Strategic Wealth in St. Louis.Working with an adviser goes beyond handing off financial documents. Here's what you can and should share when meeting with a financial adviser.THE FACTS — ALL OF THEMYour financial adviser will request documents as you start working together. That can include anything from account statements and tax returns to how much you make and how much you owe. The list might be broader than you expect. Be prepared to share more than your 401(k) … [Read more...] about Open up more than the books with your financial adviser
IMF to Venezuela: Show us your financials
Updated 2:11 pm, Wednesday, May 2, 2018 window._taboola = window._taboola || []; _taboola.push({ mode: 'thumbnails-c', container: 'taboola-interstitial-gallery-thumbnails-3', placement: 'Interstitial Gallery Thumbnails 3', target_type: 'mix' }); _taboola.push({flush: true}); Photo: Ariana Cubillos, AP Image 1of/3 CaptionClose Image 1 of 3 Venezuela's President Nicolas Maduro speaks to supporters during a rally marking May Day in Caracas, Venezuela, Tuesday, May 1, 2018. Government workers marched today marking the workers' holiday, and also to support Maduro's bid in the upcoming May 20th presidential election. less Venezuela's President Nicolas Maduro speaks to supporters during a rally marking May Day in Caracas, Venezuela, Tuesday, May 1, 2018. Government workers marched today marking the workers' holiday, and also to ... more … [Read more...] about IMF to Venezuela: Show us your financials