A finance expert has revealed the top five things everyone should do before April 5 to make the most of their hard-earned cash. Brian Byrnes, head of personal finance at digital wealth manager Moneybox, has explained just why tax year-end matters. He said: “As we head towards the end of the 2022/23 tax year, now is the time to check you’re taking full advantage of the tax wrappers available, to ensure your money is working as hard as it can for you. “We can all be guilty of leaving things until the last minute, and committing to sit down and spend some time reviewing and planning our finances can be a struggle. “Tax allowances do not roll over into the next tax year, so it’s a case of “use it or lose it”. “These five top tips will help you understand how tax year end might affect your finances, and what simple steps you can take that might save you money and make you money.” 1. Make the most of your savings Make sure interest on your savings is protected, by … [Read more...] about ‘I’m a money expert – here are the five things to do before the end of the tax year’
Experts
Musk’s proposed AI pause means China would ‘race’ past US with ‘most powerful’ tech, expert says
close Video 'The Five': ChatGPT creator is a 'little bit scared' of his own creation 'The Five' co-hosts weigh in on the creator of ChatGPT raising 'major concerns' regarding the implications of how artificial intelligence could change society. Elon Musk’s proposed temporary halt in AI development would give China the freedom to surpass the U.S. and develop "the most powerful tool" in the 21st century, according to an industry expert. "We need artificial intelligence to automate and manage so much of the existing technology, as well as open the ability for us to manage a significantly larger population," Sultan Meghji, a professor at Duke University’s Pratt Engineering School, told Fox News Digital. "We will not be able to do that without artificial intelligence." "As we consider our global competition with the People's Republic of China and others," Meghji, who served as the first chief innovation officer for the FDIC , argued, "artificial … [Read more...] about Musk’s proposed AI pause means China would ‘race’ past US with ‘most powerful’ tech, expert says
1,000 AI Experts and Tech Leaders Call for Temporary Halt in Advanced AI Development
1,000 AI experts, including Tesla and Twitter CEO Elon Musk and Apple co-founder Steve Wozniak, have called for a temporary halt on the advancement of AI technology until safeguards can be put in place. Forbes reports that an open letter calling for a temporary halt in the development of advanced AI systems has been signed by more than 1,000 AI experts and tech executives, including titans of the sector like Elon Musk and Steve Wozniak. The letter, written by the Future of Life Institute, calls for a moratorium on AI systems more potent than OpenAI’s GPT-4 for at least six months in order to develop stronger governance and shared safety protocols. Elon Musk, chief executive officer of Tesla Inc., speaks via video link during the Qatar Economic Forum in Doha, Qatar, on Tuesday, June 21, 2022. Photographer: Christopher Pike/Bloomberg OpenAI founder Sam Altman, creator of ChatGPT (TechCrunch/Flickr) The letter’s publication was made possible by the Future of Life … [Read more...] about 1,000 AI Experts and Tech Leaders Call for Temporary Halt in Advanced AI Development
Cyber security expert shares key warning signs your child is addicted to gaming
An expert in cybersecurity has shared some of the top warning signs your kid could be addicted to online gaming - and some of the symptoms you should look out for. Getting your kid to stop online gaming can be a very tricky task as sometimes they are playing with friends and might think it's unfair. But even though gaming can be very beneficial for developing social connections and problem-solving - too much of it can lead to an addiction, which has some pretty bad consequences. Thankfully, a cyber security expert at VPNoverview.com has shared some of the warning signs to look out for. If you notice some of these changes it could be an addiction (stock photo) ( Image: Getty Images) Expert Lauren Mak shared: "Whilst online gaming can be a fantastic way for children and teenagers to increase cognitive skills, develop social awareness and enhance creativity, there is a risk that the child can develop an addiction because of spending too much time playing online." … [Read more...] about Cyber security expert shares key warning signs your child is addicted to gaming
Gwyneth Paltrow’s defense leans on experts in ski trial
By SAM METZ (Associated Press) PARK CITY, Utah (AP) — Gwyneth Paltrow’s attorneys came close to wrapping up their case on Wednesday by relying on more experts to mount their defense on the seventh day of trial over her 2016 ski collision with a 76-year-old retired optometrist. Paltrow’s defense team called to the stand a radiologist, a neurologist, a neuropsychologist and a forensic psychologist, leaning on medical analysis rather than the testimony of the actor-turned-lifestyle influencer’s friends or husband in order to make their case. In the final hour of their last full day to call witnesses though, they called Terry Sanderson, the man suing Paltrow, back to the witness stand. The eight-person jury is expected to get the case Thursday to deliberate after closing arguments. More than just a display of their financial investment in the case, Paltrow’s team allotting most of their time to expert testimony is a gamble. Throughout the trial, bombshell testimony from Paltrow … [Read more...] about Gwyneth Paltrow’s defense leans on experts in ski trial
Five Questions Leaders Typically Ask Incorrectly and How To Improve Them
The caliber of the decisions leaders make is often the result of the quality of the information they have available to consider at the time. The value of this information is nearly entirely driven by the power of the questions they ask. Yet all too often what leaders actually ask people for, and what leaders think they ask people for are two different things. It is easy for leaders to let the pressure of time, the power of their position, or perception of their expertise negatively impact the effectiveness of their questions without ever realizing it. Anytime leaders ask a question based on what they want to say, they increase the risk of embarrassing their counterparts, asking questions with implied expected answers, destroying their own credibility, and exposing the fact that they haven't been listening. Which in turn causes their counterparts to protect themselves, question their leaders' motives, and withhold information. Great questions are predicated on what their … [Read more...] about Five Questions Leaders Typically Ask Incorrectly and How To Improve Them
Scouting the Yankees: Experts weigh in on if Bombers have done enough to make World Series run
The Yankees had a huge winter, from re-signing record-breaker Aaron Judge and then naming him captain to retaining Anthony Rizzo and also adding another ace-level arm to their starting rotation in Carlos Rodon, all for a cool $562 million. But was it a big enough buying binge to guarantee there won’t be yet another October disappointment? Over the past few seasons in the Bronx, playoff failure has joined Halloween as an October constant. Three times since 2017, the Yanks have lost to the Astros in the AL Championship Series, including a humiliating sweep last year. The Red Sox have sent the Yankees home twice in earlier rounds over that same time frame and the Rays did it once. All those defeats have left Yankee fans pining for the glory of 2009 — the last time the Yankees won the World Series — and hoping that Hal Steinbrenner and Brian Cashman can assemble a roster capable of unlocking MLB’s treacherous playoffs. Can the 2023 Yankees be the club that finally takes that joyful … [Read more...] about Scouting the Yankees: Experts weigh in on if Bombers have done enough to make World Series run
Reparations for Black Californians could top $800 billion
SAN FRANCISCO — It could cost California more than $800 billion to compensate Black residents for generations of over-policing, disproportionate incarceration and housing discrimination, economists have told a state panel considering reparations. The preliminary estimate is more than 2.5 times California’s $300 billion annual budget, and does not include a recommended $1 million per older Black resident for health disparities that have shortened their average life span. Nor does the figure count compensating people for property unjustly taken by the government or devaluing Black businesses, two other harms the task force says the state perpetuated. Black residents may not receive cash payments anytime soon, if ever, because the state may never adopt the economists’ calculations. The reparations task force is scheduled to discuss the numbers Wednesday and can vote to adopt the suggestions or come up with its own figures. The proposed number comes from a consulting team of five … [Read more...] about Reparations for Black Californians could top $800 billion
Heart attacks are killing more young people. It’s not just COVID
The day after Thanksgiving, Shaniya Peterson had just jumped rope with her two young daughters outside their Antioch home when the chest pain began. Peterson, 30, initially thought it was heartburn, or her body’s reaction to having exercised in the cold air. She lay down and stretched out, hoping the pain would subside. She bought Tums. But over the next several days, the pain turned into a burning sensation and shot up her neck and jaw. It got so unbearable Peterson called a friend to drive her to the emergency room, where she underwent tests and found out she’d had a heart attack. “That was very scary because when I hear about people having heart attacks, it’s older people,” Peterson said. “I’ve literally never heard of anyone in my life my age or younger having a heart attack.” Peterson underwent coronary artery bypass graft surgery — a significant procedure for the most serious heart attacks — at Sutter Health’s Alta Bates Summit Medical Center in Oakland. Peterson’s … [Read more...] about Heart attacks are killing more young people. It’s not just COVID
TikTok boss can’t guarantee China doesn’t interfere with app or spy on users
For free real time breaking news alerts sent straight to your inbox sign up to our breaking news emails Sign up to our free breaking news emails TikTok’s chief executive failed to give assurances that China doesn’t interfere in the app or that its software can be used to spy on users as he faced tough questions at a hearing in the United States Congress. Shou Zi Chew was portrayed as evasive by a hostile committee following fears the Chinese-owned video platform should be barred because of security concerns and because it carries content that can harm children’s mental health. He told Republican representative Cathy McMorris-Rodgers he could not “100 per cent guarantee” that Beijing was not influencing parts of the app. She also asked if Mr Chew could say with certainty that the app could not be used to spy on journalists or other US citizens. He declined to give that same commitment. It led her to accuse TikTok of being a “weapon” that could be … [Read more...] about TikTok boss can’t guarantee China doesn’t interfere with app or spy on users