Jan 10, 6:34 AM EST Newsletter Signup BusinessTechnologyWorldNationalMedia & CultureOpinionSportsLuxury National By Vaishnavi Vaidyanathan 06/22/18 AT 8:24 AM An Arkansas man was arrested Tuesday when he tried to pay for a meal using the stolen credit card that belonged to the waitress who served him. The card was stolen on Sunday at a nearby gas station.Shamon West, 21, was arrested at the Shannon's Restaurant in Pine Bluff, two blocks away from where the robbery happened, after waitress Flora Lunsford called the police to report that the man tried paying the bill with her stolen credit card.Police spokesman Lt. David De Foor said that West was also found with other things belonging to Lunsford, including her Social Security card and driver’s license that was kept in her purse."The driver's license, as all do, had her picture on it. Therefore, you would think he should have known what she looked like. Yet, he still handed her own credit card to her," police said, … [Read more...] about Thief Tries Paying Waitress With Her Own Stolen Credit Card, Gets Arrested
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Updated 7:36 am PDT, Tuesday, August 14, 2018 Photo: Elise Amendola, AP Image 1of/1 CaptionClose Image 1 of 1 FILE- In this June 15, 2017, file photo, credit cards are seen in Haverhill, Mass. A starter credit card is just that, a start. Used responsibly, it’s a way to build a positive credit history, which will help you with things like getting a better deal on a mortgage or cheaper car insurance; and it will help you qualify for a card with better terms down the road. less FILE- In this June 15, 2017, file photo, credit cards are seen in Haverhill, Mass. A starter credit card is just that, a start. Used responsibly, it’s a way to build a positive credit history, which will help ... more Photo: Elise Amendola, AP What really matters with your first credit card 1 / 1 Back to Gallery Getting your … [Read more...] about What really matters with your first credit card
Conventional wisdom about credit cards is often black and white, from whether you should use cards at all to which types deserve a slot in your wallet.But personal finance is just that — personal, experts say."Financial advice is best when it is not one-size-fits-all," said Bruce McClary, spokesman for the National Foundation for Credit Counseling . "Everybody is different in the way they set priorities and manage budget decisions, so it makes sense that some advice may not be a perfect fit for all people."Credit card tips might be easier to understand when they're binary — do this, don't do that — but that advice usually doesn't apply to everybody. In fact, some advice could hurt more than help.Here's a sampling of conventional wisdom on credit cards and why it might not apply to you.—"Never use credit cards." Cardholders can get in trouble by charging too much, then paying finance charges. That downside is real and important, but this advice ignores the … [Read more...] about When to ignore credit card advice
It is hard to beat the convenience of a credit card for purchases, but does that same convenience make it worth paying your taxes by credit card? It might, but that depends on several factors involving money and time. "Your credit card is usually a high-interest option, but it is an option," opines Betterment head of tax Eric Bronnenkant. Before deciding whether to put your tax bill on plastic, consider the following: Fees – By law, the IRS cannot pay credit card transaction fees. As a result, credit card payments to the IRS are handled through secure third parties approved by the agency. See the IRS website for a list of the approved payment processors and their fees. What to Do When You Owe Taxes But Can't Pay the Bill Credit card fees are percentage-based with a minimum "convenience fee" for smaller bills ranging from $2.50 to $2.69. Percentages range from 1.87 percent to 2.00 percent of the total tax bill depending on the vendor and the type of card … [Read more...] about Should You Pay Your Taxes With a Credit Card?
Get the Better newsletter. SUBSCRIBE If you like to travel but don’t have a travel rewards credit card, it might be a good time to get one and start earning points toward free flights and hotel stays. When used wisely, these rewards cards can stretch your travel budget, so you can visit more places, extend vacations or upgrade accommodations. Bill Hardekopf, CEO of LowCards.com, says the bonuses on all rewards, especially travel rewards cards, are very good right now, as credit card issuers compete for market share. “It's always a competitive business, but when people are spending, credit card issuers know that they have to work harder to get a share of your wallet — to have you reach for their credit card before the others you have. And that's why they try to sweeten the rewards,” Hardekopf told NBC News BETTER. NerdWallet, a financial advice website, analyzed nine popular travel rewards credit cards based on typical spending patterns and found: The … [Read more...] about How to find the best travel rewards credit card for you