In response to the August 2016 flooding event, there have been several articles about the Federal Emergency Management Agency (“FEMA”) regulations, the National Flood Insurance Program (“NFIP”), the base flood elevation requirements relating to a building damaged by flooding, and local government rebuilding requirements. This e-lert will explain these programs and compliance requirements and the recent developments on the national and local levels, as FEMA and local governments in Louisiana respond to the August 2016 flood event.A building (home) that has experienced flooding is in very GENERAL TERMS in one of three major categories:1 It is: either outside the FEMA Flood Zone (“Situation 1”) and subject only to local governmental rebuilding requirements as well as insurance provision should the owner have flood insurance; orinside the FEMA Flood Zone but with the cost or repairs being LESS than 50 percent of the market value of the building (the “Substantial Damage Rule”), in which case local government regulations come into play for purposes of permitting and/or inspection, and in which case flood insurance issues come into play (see our previous e-lert dated for local government permitting regulation issues) (“Situation 2”); orinside the FEMA Flood Zone but with the cost or repairs being 50 percent… Read full this story
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The FEMA Flood Zone Conundrum—What's It All About? have 324 words, post on www.natlawreview.com at September 29, 2016. This is cached page on Law Breaking News. If you want remove this page, please contact us.